Story
In early 2024, PayForED, a US-based education fintech company, brought our team in to maintain and improve their long-running college cost analysis and loan repayment planning platform. PayForED offers subscription-based access to resources that help financial advisors, employers, and students and their families plan education expenses, select the right financing options, and manage student loan repayment even as regulations change.
Their platform includes resources divided into three-tiered modules: one for college funding decision planning, another for managing costs and debt until graduation, including postgraduate programs, and the third for analyzing loan repayment and forgiveness options after graduation.
As our partner did not have an in-house development team, they relied entirely on us to keep their platform operational. Regular updates to loan calculation rules, constants, and reference tables are critical, as the platform’s financial models depend on evolving US education regulations and tax legislation.
We began by migrating the entire system from their previous IT partner’s repository to PayForEd’s own infrastructure, reconfiguring Docker and CI/CD pipelines, and resolving a severe performance issue that was blocking further progress.
From there, we established an ongoing maintenance process focused on bug fixing, calculation and data updates, payment system stability, and UI refinements. We worked within a fixed monthly time allocation, prioritizing changes that delivered the most value while avoiding unnecessary large-scale refactors. We also ensured secure payment processing via Stripe across all subscription types.
Today, PayForED continues to help students, employers, and financial advisors make informed education financing decisions. Our work keeps their platform stable and accurate to support user needs, despite complex domain logic, tight delivery timelines, and shifts in education and tax regulations.